Four generations of trusted insurance planning in Kota Bharu

We’ve helped families protect their wealth for over 30 years. Now, we’re here to help you build yours with simple, honest insurance.

Explore protection that fits your life today

01

Entering the Workforce

Did you know most fresh grads are just one accident away from losing all their savings? Build a safety net now so you can chase your dreams without worry.

Entering the Workforce

02

Starting a Family

Your lifestyle changes, but does your protection? Make sure your spouse and children are always taken care of, no matter what happens.

Starting a Family

03

Growing your Wealth

Keeping money in a bank account isn't enough to beat inflation. Turn your hard-earned ringgit into a legacy that lasts for generations.

Growing your Wealth
icon for Protect yourself & your loves one
Protect yourself & your loves one

It is a common myth that life insurance is only for the future; it actually provides the daily confidence that your family is safe no matter what happens.

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Be ready for unexpected surprises

A single hospital bill can wipe out years of savings, we ensure your medical costs are covered so an accident never resets your progress.

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Worry-free travel

Travel should be about exploration, not worry. We use our experience to identify risks based on your destination, from medical emergencies to trip delays, ensuring you have a solid safety net while abroad.

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A comfortable future for yourself

We help you grow your savings now so you can eventually enjoy a stress-free life with a steady income that never runs out.

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Protection for your assets

Since your home and car are the foundation of your daily life, we help you safeguard them against repairs and accidents so your routine stays on track.

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A head start for your child

Starting an education fund today is the wisest way to ensure your children can chase their biggest dreams without the burden of student debt.

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Not sure where to begin

Unsure about financial planning? You’re not alone. TM Legacy Builders guides you step-by-step to find the right insurance and investment strategies, or get inspired by real life stories.

Why TM Legacy Builders

We Turn Protection into Wealth

After four generations, we know the secret: insurance is actually a powerful tool to grow your wealth through cash value and forced savings. We help you turn a simple policy into a growing asset that beats inflation and builds your future.

Your Voice Against Complex Claims

Our 11 agents act as your personal bridge, translating the "fine print" and managing the paperwork so you can focus on what’s important while we secure your payout.

Our "No Sales Pitch" Policy

We never push policies or rush your decision. We focus on giving you the facts so you can choose a plan that fits your life and moves you closer to your financial goals.

Simple answers to the questions we hear most

Stories from the families we walk with

01

Grandpa Lim wanted to leave a meaningful gift for his grandchildren, and his life policy made it possible.

Life Insurance

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Grandpa Lim wanted to leave a meaningful gift for his grandchildren, and his life policy made it possible.

02

Sarah and Michael got married two years ago and wanted to ensure their future together was secure

Life Insurance

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Sarah and Michael got married two years ago and wanted to ensure their future together was secure

03

As parents of three, John and Mary wanted to ensure their children's future was secure no matter what happened.

Life Insurance

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As parents of three, John and Mary wanted to ensure their children's future was secure no matter what happened.

Tokio Marine 2023 Speaker
Tokio Marine 2024 Star Agency
Tokio Marine 2024 Star Unit
Tokio Marine 2024 Perfect Club
MDRT 2025 Award
Tokio Marine 2023 Speaker
Tokio Marine 2024 Star Agency
Tokio Marine 2024 Star Unit
Tokio Marine 2024 Perfect Club
MDRT 2025 Award

Let’s Start a Conversation

Advisor
  • Enjoy a relaxed conversation focused on your goals.
  • Discover simple strategies to de-risk your life from the unexpected.
  • Get a customised quote and clear comparison that fits your wallet. Nevernever more than you need.
Build your plan with TM Legacy